Why choose Golden Life Insurance?

While nobody can predict the future, we can help you better prepare for it and make one part that little bit easier. In your golden years, your job is to enjoy the life you have worked so hard to build. Our job is to make it easy for you to provide some financial protection for your loved ones so they can carry on when you’re gone. With Golden Life Insurance in place, you can have peace of mind that you’re helping to make a brighter future for your loved ones.

Talk with us now

Our highly trained life insurance specialists can help you to secure a policy you feel confident in. If you want to get in touch, you can call us.


We’re available Monday to Friday 10am - 7pm, excluding public holidays.

Some important things you should know

  • Golden Life Insurance is an insurance policy, not a savings or investment product, so if you cancel your policy after the 30-day cooling-off period, you do not receive your premiums back, nor will you be entitled to any benefit amount.
  • With Golden Life Insurance, your premiums will be recalculated based upon your age and your benefit amount each year. This means your premiums will generally increase as you get older. This yearly premium change will also reflect the 3% increase to your chosen benefit amount due to the Automatic Benefit Amount Increase feature, designed to help your cover keep up with rising living costs. You can decline this feature by informing us if you don’t want it.
  • The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness1 as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Refer to the Policy Document for full details.
  • Your chosen benefit amount may not cover all your outstanding financial commitments and expenses upon your death, or the costs associated with a terminal illness. You will need to carefully consider your level of cover to ensure it suits your needs.
  • If you are looking to replace an existing insurance policy, you should not cancel any existing cover until your Golden Life Insurance application is accepted and you have reviewed your policies. There are general risks of replacing an existing insurance policy including the loss of any accrued benefits, the possibility of waiting periods starting again, implications of any errors or omissions in your new application and differences in price and product terms and conditions.
View full policy terms & conditions

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Ready to take a simple step towards peace of mind? Call our friendly team today, we’re here to help.

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Guides

1

Terminal Illness is as defined in the Policy Document, and will not be paid during a waiting period should one apply. Upon payment of a Terminal Illness claim, the policy and cover will end.